CENTURY 21 Dumont and Associates | Manchester Real Estate, Hooksett Real Estate, Derry Real Estate


Real estate market data is readily available to home sellers across the United States. With this information at your disposal, you should have no trouble maximizing the profits from your home sale.

Now, let's take a look at three real estate market data that every home seller needs to check out before listing a residence.

1. Prices of Comparable Houses

Let's face it – determining a competitive price for your house may prove to be difficult, regardless of your home's age or condition. Fortunately, if you analyze the prices of comparable residences in your city or town, you can better understand how your house stacks up against the competition and price it appropriately.

Furthermore, it may be beneficial to conduct a home appraisal prior to listing your house. This appraisal enables a home expert to assess your house both inside and out. Then, you'll receive an appraisal report that contains a property valuation, which may help you determine a competitive price for your house.

2. Prices of Recently Sold Houses

Are you preparing to enter a buyer's or seller's market? Review the prices of recently sold houses in your area, and you can find out whether the current housing market favors buyers or sellers.

If home sellers are receiving offers at or above their initial home asking prices, now may be an ideal time to list your residence. Thus, you may want to add your house to the real estate market sooner rather than later to capitalize on a housing sector that likely favors sellers.

Conversely, if home sellers are receiving offers below their initial home asking prices, you may want to allocate significant time and resources to find ways to improve your house. Because if you enhance your house's exterior and interior, you may be able to help your house stand out from the competition and increase the likelihood of a profitable home sale.

3. Average Amount of Time That a House Is Listed

Check out how long houses stay on the real estate market before they are sold – you'll be glad you did. With this housing market data in hand, you can assess the pulse of the real estate market and map out your home selling journey accordingly.

If you need help collecting or analyzing real estate market data, there is no need to worry. Hire a real estate agent today, and you can gain the insights that you need to make informed decisions throughout the home selling journey.

A real estate agent is a housing market expert who is happy to help you in any way possible. He or she will provide recommendations about how to price your house and improve your home's interior and exterior. Plus, a real estate agent is available to respond to any of your home selling concerns or questions, at any time.

Ready to list your home? Review the aforementioned housing market data, and you can obtain deep insights into the real estate sector prior to selling your house.



518 Riverdale Avenue, Manchester, NH 03103

Single-Family

$224,900
Price

2
Bedrooms
5
Rooms
1
Baths
Riverfront 2 Bedroom Ranch with a Peaceful Setting and Beautiful Views of the Merrimack. Level Yard with room for cookouts, Shading Trees, Outside Fireplace with Granite Seating and a Shed. 2 Year New Red Metal Roof and a Farmers Porch with a Swing for your Morning Coffee. Light Bright home featuring Cathedral Ceiling in Living Rm w/Open Concept Dining Rm and Kitchen. Pantry Closet, Ref/DW 4 yrs new, Updated Full Bath, Laundry Rm w/Washer/Dryer and Extra Partially Finished Room In Bsmt Double Wide Paved Driveway, An adorable home and has been in the family since 1930 with many wonderful memories made here!
Open House
No scheduled Open Houses




Photo by: NeONBRAND via Unsplash

Missing a mortgage payment is not the end of the world. Many lenders are more than ready to work out a payment plan if you’re going through a rough patch or budgetary crisis. However, you may end up doing more harm than good to your credit and home ownership if you don’t contact your mortgage lender as soon as the financial need arises.

Below are things to remember about a late mortgage payment.

1. Mortgages Come with a Grace Period

Even if you pay one day or five days after the due date, it still might not be considered late since many lenders offer a grace period of about five to fifteen days. If you want to know about your specific grace period, contact your lender for grace period information.

2. A Late Fee Will Appear

If your payment is delayed, then it will most likely incur a late-payment fee. You can expect to pay the late fee in your next mortgage payment. Work with your lender to see if you can avoid a late fee by setting up an automatic payment method or if there are other clauses in your contract to have the fee waived in extreme circumstances.

3. Damage to Credit Score

A damaged credit score is one of the adverse effects of a late mortgage payment. Your payment history is of uttermost importance as it can affect your ability to secure financing of any sort in the future. Your lender usually reports your payment history, and if you are thirty days behind, your credit score may feature “late 30” next to the loan. This mark could drastically hurt your overall FICO® score.

4. Suffer Drastic Measures

When you suffer delinquent payment beyond 90 days, your lender automatically considers you in default on your loan. If left without a written waiver or payment arrangement, they may start to take foreclosure actions against you, which could lead to more public actions and eviction from the home. There are other things that can be done to retain your home, however. Bankruptcy affords the ultimate protection until your debts can be assessed and discharged by the government but should be a last option since it can remain on your credit report for ten years.

5. The Account Goes to Collection

Your account can go into collection if you are behind your mortgage payment. In that case, you will receive a phone call or a letter from your lender about the late fee and that your account is being sent to a collection agency.

Every borrower’s situation is different, depending on credit score and payment history. If possible, avoid falling short of your mortgage payment. The earlier you make the due payment, the better it is for you, but if you’re unable to, set up an arrangement with your lender.

Still have more questions about mortgages and how to successfully nail down the right price for you? Contact me, and I’ll point you in the right direction.



99 Dartmouth Street, Manchester, NH 03102

Multi-Family

$284,900
Price

3
Total Units
Owner occupied multi family and features First floor with 5 rms., 2 BRs and pantry. 2nd floor has a 3 room unit and 6 rm. owners unit which includes the finished 3rd floor. All separate utilities. Improvements over the years includes Architectural Roof, painted exterior, thermopane windows, new 100 Amp Circuit Breakers. There are some finishing touches needed but a very manageable property. Current COC in place. Lots of parking and large private yard with stockade fence.
Open House
No scheduled Open Houses




This Single-Family in Goffstown, NH recently sold for $290,000. This Ranch style home was sold by Office Manchester - CENTURY 21 Dumont and Associates.


421 Paige Hill Road, Goffstown, NH 03045-3035

Single-Family

$299,900
Price
$290,000
Sale Price

2
Bedrooms
6
Rooms
2
Baths
Country hide-away on 6.83 Acres. Large ranch w/5 rooms and 3-season enclosed porch. 2 Bedrooms, Fireplaced Living room, beautiful wide pine floors, 30' Family room with pergo floors and ceiling fan. Kitchen w/ skylight, granite counters, electric range, new refrigerator, dishwasher and wood cabinets. Dining Area with ceiling fan. Bedrooms with wide pine floors and 6 panel doors throughout. Front decking with roof. Exterior shed in rear. 2-car carport with storage. Enjoy the view of the nearby pond. Long driveway.






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